Coobie Bra Special Deal

Coobie Seamless Bras are ultra comfortable and versatile without sacrificing style. These affordable, stylish bras are seamless, one-size (comfortably fits 32A through 36D), available in 7+ styles and 50+ fashion colors and patterns. There is also a full size version fitting up to a size 42D. They are perfect for every day wear, yoga, pilates, new and nursing moms, sleep wear, and more! Coobie Seamless Bras also has a large following of mastectomy patients that love the soft comfort and pad pocket to insert a form. This line is truly a fit for all women!

Promotion: Save 25% on any order of $40 or more at www.shopcoobie.com 

Promotion code: USFG25 

 

Papirmass #Giveaway

Papirmass is an affordable art subscription service that delivers 12 prints a year with an image on the front and writing on the back. It's a magazine, artwork, and social experiment all rolled into one. They want everyone to have art - real art! Not the fake paintings sold at Ikea or the same tired old posters every college student has. No! Papirmass wants images to travel and people to get excited about seeing. Our eyes are beautiful things.

Here are a few of the prints I love:

  a Rafflecopter giveaway

 

Too Young to Get a Bank Loan? Here Are Your Options

When you are just starting out on your own, you probably do not have a credit history that will give you a good credit score. A lot of different factors go into determining what your credit score will be. For example, the age of your credit history, the number of accounts you have, the credit you’ve used, and a record of on-time payments are all things that factor in to determining if you have good credit or bad credit.

Unfortunately, many young people have no credit at all.  It is an ironic situation that you need to have credit to get it, and if you are young and don’t have a credit history, this can put you into a very bad situation.  If you need to borrow money, you may get turned down by a conventional bank because of the fact that you don’t have a history showing the lender you are a credit risk.

The inability to borrow from the bank when you are young does not negate the need for you to take on loans to meet financial expenses. You will just need to be more creative and resourceful in exploring the options that are available to you for borrowing cash.

Options For People Who Are Too Young to Get a Bank Loan

There are a number of different options to consider if you need to borrow money but if you are too young to get a bank loan.  Some of the alternatives that you may have include the following:

• Ask a friend or a family member to co-sign for a loan with you.  A co-signer is a person who is equally responsible for paying the debt. If you can find someone in your life who has good credit (or at least reasonably good credit) that co-signer can guarantee the bank that you will pay back the loan.  If you do not pay, the co-signer will become responsible for the debt. The bank will essentially give you the loan on the basis of the other person’s credit. This is good for you because then you can start building your own credit history so you will end up in a better financial position and hopefully with a higher credit score.  You may be able to find someone who is willing to co-sign a loan for you if you’ve always been responsible with money in the past and the bank is just concerned about your lack of credit history. Just be sure to repay the loan so the person who helped you out by co-signing does not end up facing a financial loss as repayment for the kindness.

 

• Think about taking a title loan. If you own your own car and you do not owe money on the vehicle, then you may be able to take a title loan. According to title loan company TitleMax.com, a title loan lets you tap into the equity that you have in your vehicle and to essentially take a loan by using the car as collateral.  You are able to continue driving the car after you take the loan and as you pay back the money that you have borrowed.  When you pay back the loan, you can keep the car of course and the title will come back to you.  When you take a title loan, you can get the money very quickly and your credit does not matter to the lender.

 

• Consider student loans. If you are taking on debt to try to go to school, there are special student loans that are available to young people regardless of whether they have a credit score or not.  Fill out your FAFSA to find out about borrowing options and federally-guaranteed loans to students.  Since student loans are specifically targeted at young people who need to attend college, you are not expected to have a credit history and won’t be disqualified because of your youth.

These are just some of the different options that could be available to you if you are young and you need to borrow money.  However, in almost all cases, you will need to be at least 18 years of old to borrow money from any source. This is because you can only be held to a contract if you are no longer considered a minor.  

Dan Murphy is a freelance writer specializing in finance. He aims to educate young people on financial responsibility, so they can build a brighter future. 

Waterford Crsytal Gift Ware

Waterford is known worldwide for creating crystal and glass drink ware, crystal gifts and home accessories of unsurpassed beauty and quality. Waterford is also the perfect choice for wedding gifts and business gifts.

Founded by William and George Penrose, Waterford was established in the heart of the Irish harbor town of Waterford in 1783. Today, Waterford is known worldwide for creating crystal gift ware of supreme beauty and excellence. They offer free engraving services to make it easy to give a more personalized glassware or engraved crystal gift.

This post was created in partnership with eAccountable. All opinions are my own.

Stunner Of The Month - The Divas

Stunner Of The Month sends you a fly pair of sunglasses every month for keeps. It costs $9 a month to join. Not just a brand, Stunner Of The Month is a lifestyle.

I got The Divas:

Sneaking out the back door of your high-rise on Central Park, not a soul suspects your true identity. The paparazzi are hot on your heels. Your secret lover awaits to whisk you to the heights of passion. The car door opens as you see a single flash. Oh well, that's the Diva you are! 

Check it all out at Stunner Of The Month on Facebook, as well as Stunner Of The Month on Twitter.

 

Piggy Island Heroes

Bad Piggie's Piggy Island Heroes

About The Book:

What happens when the wacky King Pig decides he wants the new weather vane on Professor Pig's roof for himself? Or when Chef Pig desperately needs to find something that looks like an egg for the King's birthday? And exactly what goes on in the mines of the city when the sun sets and darkness creeps in? Starring the porky antagonists of the Angry Birds, this delightful collection of exciting stories invites readers to enter through the gates of the Bad Piggies' city and learn all there is to know about its dastardly residents.

My Thoughts:

I love this! It is in the style of of a modern graphic novel, and it is wonderful! Callan enjoyed it immensely, since I think he likes the pigs more than the birds! This book just recently released, and I think it is perfect for any Angry Birds fan!

Buy this book at Piggy Island Heroes from Insight Editions.

  
 

Dancing With Fireflies Blog Tour

Dancing With Fireflies by Denise Hunter

About The Book:

Creative and complicated, Jade McKinley felt like a weed in a rose garden growing up in Chapel Springs. When she left, she thought she'd never look back. But now, pregnant, alone, and broke, she has no other choice but to return. The mayor of Chapel Springs, Daniel Dawson, has been an honorary member of the McKinley family for years. While his own home life was almost non-existent, Daniel fit right into the boisterous McKinley family. He's loved Jade for years, but she always saw him as a big brother. Now that she's back, his feelings are stronger than ever. As Jade attempts to settle in, nothing feels right. God seems far away, she's hiding secrets from her family, and she's strangely attracted to the man who's always called her "squirt." Finding her way home may prove more difficult than she imagined.

My Thoughts:

I love this author. I have read all her other books, and have just devoured them! Hunter brings you right into the story, and makes you really connect with the characters! I love the character of Jade. She is so vibrant and real. This is a great story, and I can not wait to read more about the McKinley family!

About The Author:

Denise Hunter is an internationally published best-selling author. Her books have won The Holt Medallion Award, The Reader's Choice Award, The Foreword Book of the Year Award, and was a RITA finalist. In 1996, inspired by the death of her grandfather, Denise began her first book, writing while her children napped. Two years later it was published, and she's been writing ever since. Her husband says he inspires all of her romantic stories, but Denise insists a good imagination helps, too. When Denise isn't writing, she's busy raising three heroes-in-the-making with her husband.

Buy this book at Dancing With Fireflies on Amazon.

Follow the rest of the blog tour HERE!