FAQ On Pawn Shops Loans And Your Personal Information

Pawn shop loans are a very common transaction, with 83 percent of pawnbrokers saying that pawn loans are their most common business. This is an easy way to get a little money quickly. In order to process any loan, your personal information must be received. In a world where personal information is stolen misused, people are warier than ever with leaving their personal information behind with strangers. 

Experts at pawn shops such as Monte de Piedad want their customers to feel secure when they leave their information. If you are considering a pawn shop loan, get all of your frequently asked questions (FAQ) pawn shop loans answered here.

How do Pawn Shop Loans Work

A pawn shop works by loaning money on used items. A person brings in their item, and the pawn shop broker gives them some money for it if it is in good condition. For many, that is a pawn shop loan. In time, the person comes back for the item, with the cash loaned plus interest.

There are a number of regulations on how pawn shop loans work, to protect you as the consumer. Pawn shops can only charge a certain amount of interest. In New York, the interest is 4 percent a month. Texas is permitted to charge 15 to 20 percent a month.

The worst-case scenario for you is that you keep the money and don't come back for your item. There are no wages garnished by the pawn shop, they don't report you to the credit bureaus or check your credit at the time of the loan. Because this is a loan, pawn shops do need to keep your personal information.

How do Records With Pawn Shop Loans Work?

It's natural to wonder what information is kept and for how long. There are a number of reasons your information will be kept. Many people steal items and for a pawn shop loan, never expecting to come back for the item. If those stolen items are reported to the police, that personal information is needed for them. It is also needed for the pawn shop owner to prevent them from being held liable for being in possession of a stolen item.

At the same time, if you are getting a loan, they need your personal information so that they can make sure you get your item back when the time comes. There are state and federal laws that mandate that pawn shop owners keep their personal information. You will need to provide a government-issued ID. 

Pawn shops will submit reports of their items into a database that is checked by the police. They will be able to get the information of who sold what to them when they need to. Yes, you will need to give them your personal information. That is to protect you from ever being accused of doing something wrong with the item that you are selling.

How Long Are Records Kept?

Your personal information will be kept on file with the pawn shop for a certain amount of time as required by local and federal legislation. Most of the time that means anywhere from 3 to 5 years. When that period passes, the records will be destroyed. They will never be reported to the credit bureaus, and you will have a secure loan.

Get a Pawn Shop Loan Today

If you are thinking of getting a pawn shop loan, experts like those at Monte de Piedad will tell you that it is among the most secure loan out there. Get a pawn shop loan today and know your information is secure.

 

Disclaimer: I received one or more of the products or services mentioned above for free in the hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising. I have used direct text from the website of the company/product I am promoting to facilitate in my review.

Items You Might Need For A Hunting Trip

Are you in the process of planning a hunting trip? A lot of people enjoy different types of game hunting for sport. Many times people go camping while they're on a hunting mission. There are some important supplies people should have when going on a hunting trip.

Get the Right Clothing

One important aspect of going hunting is having the proper clothing for your trip. If you're going to be spending time in the woods, you'd benefit from wearing some sort of camouflage outerwear. If your trip is in a place with a warmer climate, then you might benefit from using something like concealed carry clothes for summer.

Use an All-Terrain Vehicle

If you're going to be hunting over a large area of land, using an all-terrain vehicle can help you and your supplies get to where you need to be. All-terrain vehicles are capable of going over rough land, and they're also able to carry heavy gear and pull trailers. Guns and ammunition are heavy, and it's helpful to have a vehicle to carry these items.

Pack Some Camping Gear

If you're going to be out in the woods for a few days, then you'll benefit from using a camping tent and sleeping bag. If you don't already have your own hunting cabin set up, then you'll need to camp.

Bring Some Food and Drinks

Just like a regular camping trip, you'll need to eat and stay hydrated while you're out there. Bring things like coolers, thermoses, cooking utensils, and bottled water on your trip. Make sure you have enough food and water for all the people on your trip for all the days you'll be out there.

Hunting is an enjoyable pastime that's been around for many years. Plan well, and you'll have a great time next time you go.

 

Disclaimer: I received one or more of the products or services mentioned above for free in the hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising. I have used direct text from the website of the company/product I am promoting to facilitate in my review.

Symptoms Of Alcohol Withdrawal

Alcohol is a substance that will slow the neural pathways of the brain. When alcohol is consumed in heavy lengths over a long period of time, the brain chemistry begins to change to compensate for the long-term chemical changes. When this happens, alcohol dependency and alcohol use disorder becomes the problem. 

It is estimated that as many as 20 percent of men and 10 percent of women in North America have this dependency. Experts like those at http://oceansrecovery.com/ say that because alcohol use disorder is a physical dependency, withdrawal symptoms will occur after one stops consuming alcohol. For many, the only way to make that stop is by drinking again.

Learn more about the signs and symptoms of alcohol withdrawal here.

What is Excessive Drinking?

From a layperson's perspective, excessive drinking occurs when you need to have it. If you need to have it, and you feel sick if you don't, you may already have an idea of what alcohol withdrawal feels like. Average drinking is defined by the Centers for Disease Control and Prevention (CDC) as one drink daily for women and two for men. Moderate drinking when handled responsibly is safe. Excessive drinking is defined as having five or more drinks at a time regularly. It can also be defined as having eight or more drinks a week for women, and 15 or more for men.

Alcohol Withdrawal Symptoms

Alcohol withdrawal and a hangover from alcohol are two different things. You may feel physical symptoms from both, but they are not the same thing. Alcohol causes physical damage to the body, and a hangover for a day or a few hours is the body's way of repairing after consumption.

Alcohol withdrawal is much different. It is your body asking for more. If you are accustomed to drinking 8 or more drinks a week, your body will socially and physically want to drink more. Stopping that will cause some symptoms.

That is because when you suddenly stop drinking, the chemicals your brain produces after heavy alcohol consumption begin to respond. Alcohol withdrawal symptoms may start to look like anxiety and nervousness and could lead to more serious symptoms including tremors and high blood pressure.

How serious alcohol withdrawal symptoms get will depend on how heavy the drinking was prior to the last drink. The body needs some time to adjust chemically and physically, and it needs some healing time. In the meantime, there will be some symptoms.

Within just a few hours of the last drink, symptoms will range from anxiety and nervousness to more physical symptoms such as sweating, headaches, nausea, and vomiting. Some insomnia and shaking could also occur. In days, more escalated symptoms could occur including higher blood pressure, dizziness, confusion, and even fever.

Alcohol withdrawal symptoms will be more serious in correlation with the amount of alcohol that one is accustomed to consuming. These symptoms could result in death. Treatment with experts is the safest and easiest way to ease the symptoms of alcohol withdrawal.

Seek Support for Alcohol Withdrawal

When you or someone you love is going through the stages of alcohol withdrawal, it is a painful experience on all sides. This is not something you have to go through alone. Experts will say that medical and emotional support from professionals is the safest and easiest way for everyone to get through this. Seek support today to put alcohol withdrawal symptoms in the past.

 

Disclaimer: I received one or more of the products or services mentioned above for free in the hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising. I have used direct text from the website of the company/product I am promoting to facilitate in my review.

Three Types Of Clothing To Wear During Pregnancy

An array of clothing is available if you are a pregnant person. These clothes can help you to cover up your stomach until you're ready to tell others. They can also make you feel comfortable during your special time. The following are several types of such clothing you can wear while you're with a child:

Sweatpants

Sweatpants are the perfect clothing item during pregnancy. Most sweatpants have elastic bands that stretch the waistline several inches. Therefore, they might be the perfect item for you to wear to accommodate your growing belly. They are very comfortable, as well. Some of them are highly fashionable and come in a vast assortment of colors and sizes, too. It might be fun for you to mix and match the various sweatpants ensembles.

Plus-Size Clothes

Plus-size clothes might be an option for you, as well. Plus size dresses are sometimes available in the clearance section of your favorite store. You can choose to wear such dresses if you want to cover up your pregnancy until the right time to tell people arises. 

Maternity Clothes

Last but not least, you can always shop for maternity clothing. An array of maternity clothing is available, and manufacturers are starting to make those clothing items much more appealing. Gone are the days of having to wear dull-looking maternity clothes. You can now purchase fantastic-looking clothes that accent your belly bump and make you feel good about yourself. You can purchase pants, dresses, shirts, shorts, and everything else under the sun. You can look wonderful and breathtaking wearing these clothes, as well. Start your search by sifting through the selections at your favorite store. You'll be glad you took the time to do so. 

You can try any of these three types of clothing to see how well they work for you while you're carrying your child. 

 

Disclaimer: I received one or more of the products or services mentioned above for free in the hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising. I have used direct text from the website of the company/product I am promoting to facilitate in my review.

#GetActiveWithAthleta Giveaway

 

 Monday, July 19th at 12:00 AM PT to Thursday, July 22nd at 11:59 PM PT. Two (2) winners will receive a $250 e-gift cards to spend at Athleta. Users enter the giveaway by heading to the Athleta merchant page on Savings.com and submitting their email address on the form on the page. The winners will be chosen through a lottery drawing and notified on Friday, July 23rd via the email address they used to enter. 

 

Disclaimer: I received one or more of the products or services mentioned above for free in the hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising. I have used direct text from the website of the company/product I am promoting to facilitate in my review.

Maria Victoria Accessories For #Summer2021

No summer outfit is complete without the right handbag, right? Maria Victoria agrees and has the most darling hand-woven collection to fit your warm-weather vibe. The unique line is expertly handcrafted by dedicated Mexican artisans, creating pieces that speak to their heritage. Authentically beautiful and created with fair trade opportunities, feel good supporting the outstanding work of these artists, all made out of durable PVC materials. Maria Victoria bags are super versatile, great for the beach, travel, gym, school, or everyday use.

We got the Limited Edition "4th Of July" Tote, that was offered in the Orozco, Orozco Tall, or the Tamayo Tall Tote. It is a very roomy bag, and obviously I love the Red, White, and Blue, being a Veteran Military Wife. We also got an awesome beach towel, and a beach cap. I love the cap! The perfect cap for anywhere you go. Combine both colorful styles to turn your head and comfort for your all-day wear. You can use it for all your usual day-to-day activities.

You won't be disappointed in the bags, for sure, and I have used mine for way more than the beach, obviously. Very usable for all sorts of needs! Check it all out at Maria Victoria on Facebook, as well as Maria Victoria on Instagram.

 

Disclaimer: I received one or more of the products or services mentioned above for free in the hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising. I have used direct text from the website of the company/product I am promoting to facilitate in my review.

#WinWithHP Giveaway

 

Monday, July 12th at 12:00 AM PT to Thursday, July 15th at 11:59 PM PT. Two (2) winners will receive a $250 e-gift card to spend at HP. Users enter the giveaway by heading to the HP page on Savings.com and submitting their email address on the form at the top of the page. The winner will be chosen through a lottery drawing and notified on Friday, July 16th (7/16) via the email address they used to enter.  

Disclaimer: I received one or more of the products or services mentioned above for free in the hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising. I have used direct text from the website of the company/product I am promoting to facilitate in my review.