Friday, September 30, 2016

Ways to Cut Your Insurance Prices in Half

If you’re one of the millions of drivers who pay high car insurance premiums each year, you’re not alone. While car insurance is mandatory, there’s no law that says you have to pay an arm and a leg for it. Here are a few easy ways to cut down your car insurance bill that don’t include increasing your deductible.

Reduce Any Unwanted Coverage
If you drive an older vehicle, check with your insurance agent to make sure you’re not actually over-insuring your car. Insuring your car for more than it is worth means that you may be overpaying on your car insurance. If you’ve had the same rate for years, it may be time to double-check your potential savings. Remember, if you’re in an accident and your car is totaled, your insurance provider will likely only cover the value of your car at the time of the accident, not at the time you purchased it.

Get Different Quotes
Get insurance quotes before you purchase an automobile. Most of the time, car purchasers don’t investigate the cost of insurance until they’ve signed the papers. Car insurance is controlled by more than just the estimated value of the car. Your car insurance payment could increase based on how likely the car is to be stolen, how costly the car is to repair and a host of other factors. Do research on how much car insurance payments will be on the car you’re interested in buying so you’re not blindsided by a huge insurance cost when you’re already stuck with the vehicle.
Bundle to Get a Discount
Bundle all of your cars! Multiple-car discounts are very common. If you have two cars that need to be insured, put them both on the same policy. A simple phone call to your agent to get this set up can sometimes save you $50 to $100 dollars a month.

Drive Safely
Many car insurance companies will provide you a “safe driving” discount if you go multiple years without an accident or any violations. Some companies even offer a small device you can plug into your car. This device tracks your speed and other factors, allowing insurers to determine, through the collected data, if you are a cautious and safe driver. Depending on their thresholds, you could receive a hefty discount.

Don’t Drive A Lot?
Tell your Insurer A few insurance providers offer discount programs if you drive under a certain number of miles per year. For example, if you drive less than 7500 miles per month, you may qualify for a discount of $20 a month. You may have to provide odometer readings to the insurance company in order to qualify.
These easy-to-follow tips can add up to hundreds of dollars in savings per year. With the cost of car ownership, maintenance and gas, being a driver can get pricey. While it may be attractive to search for cheaper insurance providers or to lessen your coverage, you may not have to cut corners or give up benefits to get a reasonable and manageable rate. Drive worry-free, not money free.

For more tips on all things car related, visit Blitzify.com, check out our blog, and download the Blitzify app that is revolutionizing the way motorists search and shop for automotive services.

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How Get a Good Night’s Sleep Away From Home #Infographic

Thursday, September 29, 2016

Crickets.....

Hi all. I know it has been super quiet around here lately, but I have had some medical things going on with me. I am doing okay now and getting back in the swing of things. Thanks for sticking it out with me! And we have some great things coming up for the Holiday Season! Yay! Please bear with me. Thanks!

 

Thursday, September 1, 2016

September is Baby Safety Month #Infographic

Did you know that according to the CDC, accidents are the leading cause of death among children in the United States? September's Baby Safety Month is an especially busy time of year for parents. When your mind is spinning from the amount of carpooling that will be done, don't forget to take the proper precautions including using a safe car seat like Diono's Radian RXT, to ensure safe and stress-free travels for all! Diono, the leading manufacturer in child safety seats and travel accessories, has created a simple infographic that provides must-know car safety tips for parents in light of September's Baby Safety Month.
 

Getting Fit At Home Deals & Steals

  Disclaimer: I received one or more of the products or services mentioned above for free in the hope that I would mention it on my blog. R...